Thursday, October 9, 2008

Crisp Cucumber Salad


Several years ago, my friend, Elizabeth, came for dinner. She selected a cucumber from our garden and created the most delicious cucumber concoction I've ever eaten. She recreated her "recipe" for me. We've made it numerous times since. It's inexpensive (esp. if you have garden cucumbers), tasty, and easy to make.

Elizabeth's Cucumber Salad

Peel and slice 1 cucumber.

Crush 1 clove garlic onto cucumbers.

Add:

1 T. olive oil
2 t. red wine vinegar
1/2 t. salt
1/4 t. pepper
1/2 - 1 t. dried basil (to taste)

Stir. Let sit 15 minutes. Stir again. Serve.

Polydron Plug



I recently had the privilege of teaching 4th-6th grade TAG (talented/gifted.) If students finished the current activity, they were invited to "choice time." Many children chose the polydrons. They were quite fascinated by this math manipulative that can be used to create any number of geometric structures. Age-wise, they are quite versatile; 'LilDude's kindergarten class owns a set. So if you're looking for something new to "play" with (and get a little learnin' in on the side), this might be an option to explore.

In the last several years, we've done less with individual Christmas gifts and more with "family gifts." If you have grade schoolers, this is a nice option. BTW, I don't make anything from mentioning Polydrons; I just like 'em. ;)

P.S. You might find it ironic that a post on something for sale follows a post on buying/entitlement. I don't. ;) I'm not against buying. I'm against buying to excess things that stretch us beyond our means. We'll be buying Christmas gifts. But only a select few. :) More on that later.

Day 10, Entitlement (93...Free!)

Growing up, we didn't stop in at McDonald's if we were running late. We didn't grab a pack of gum or a bag of M&M's at the checkout counter. We didn't routinely go out to eat and we never stopped at the department store's snack counter for a treat. It just wasn't a part of our lives. If we asked for a toy at the store or wished aloud to stop at the gum machine or the mechanical horse, the reply was always, "Well, did you bring your money?"

In the last twenty years, it seems that people have gone from thinking of "Happy Meals" as extras to thinking of them as a routine part of life. We're somehow entitled to that daily cup of Starbucks or a mega-sized Jamba Juice. Why? Why are we entitled to all these "extras"--no longer extras--that really aren't that good for us...and are costly??

So often, our sense of entitlement results in us living beyond our means. Our kids aren't entitled to Happy Meals...and neither are we. Our pocketbooks would be thicker and our waists and homes would be leaner if we stopped buying things that we don't need. It takes very little to be truly happy.

This whole post actually came about because my mom and I were talking about the current economic crisis. She said that she is thankful that our family is content with so little...we aren't big on "things." It's true. Now I am led to consider ways of passing that feeling of contentment to my children.

What are your thoughts?

Wednesday, October 8, 2008

Day 9, Movies, Sick Days, & Borrowing (93...Free!)



Although he is slowly getting better, 'LilDude is still sick. He's been home from school two days and won't return tomorrow since he still has a low grade fever.

At our house, kids don't watch much t.v. But when they're sick, that guideline goes out the window. I'm happy for anything that will distract them.

We don't have cable. Our t.v. is upstairs in our family room and since 'LilDude wants to be close to the action (downstairs) when he's sick, that also eliminates regular t.v. So it's movie time.

I don't like to own many movies. They take up space. And, although they don't cost a tremendous amount individually, they can add up. I have picked up a few inexpensively from used library sales, garage sales, etc... We've received a few as gifts. And we've bought a few favorites. (The Waltons for me!) But when kids are sick we quickly run through the gamut of our video library.

That's when it's so nice to:

1. Borrow from the library...although that takes a drive into town, potentially carting along a sick kid.

2. Borrow from a friend! I can't tell you how many times I've been grateful to be able to trade movies with my neighbor. She owns some. We own some. When kids are sick, it's awesome to be able to swap. Lizzi was sick a few weeks ago. She put in a call to our neighbor and I was met at the bus stop by kids carrying armloads of movies.

I like that... Save a little money. And make better use of what you own by loaning it out. What can you loan a friend?

Just to get you thinking...

I borrow a huge stainless steel pot once or twice a year to make large batches of spaghetti and tomato sauces. A friend borrows my big enamel juicer (stovetop) so that she can make grape juice once a year. It's awesome to not have to own/store every large appliance/tool.

Tuesday, October 7, 2008

Day 8, Medicine Cabinet MELTDOWN!!!! (93...Free!)



I am very grateful that some of the wisest people in the world read Rich Moments. I need your help.

'LilDude stayed home sick today. High fever. I generally follow my pediatrician's guidelines and let fevers do their thing...but when it went over 104, I decided enough was enough...and headed to the medicine cabinet, where it looked like a tornado (or a family of six) had plowed through.

Our children's fever medicine was past its expiration date. It wasn't terribly old, so I went ahead and gave it to him; thankfully, it worked.

After 'LilDude was situated, I emptied the cupboard, determined to only put back things that were up-to-date. I did. My medicine cabinet is now basically EMPTY. I said goodbye to sinus tablets, allergy pills, antacids, aspirin, nasal sprays, anti-diarrheal meds, Tylenol, pink tummy liquid, children's cold medicine, samples of geltabs and PM cold medicine and caplets.

I hate the waste! I hate to waste money. I hate the inconvenience...of buying once and now having to buy again...and maybe not having what I want in the middle of the night when someone is sick. I hate the fact that our water is being polluted with disposed meds.

Do YOU keep medicine past expiration dates? How long? What is okay to keep and what should be thrown away?

Monday, October 6, 2008

Your-Way Wraps



Tonight's menu...FAST food, "Your-Way Wraps." Each person made his/her own wrap, selecting from the following:

tortillas (corn and whole wheat)
rice
black beans
lettuce
chopped tomatoes
chopped red peppers
grated cheese
chicken
steamed broccoli (slightly steamed in small chunks)
salsa
Ranch dressing
green beans (to eat on the side)
sliced tomatoes (to eat on the side)

My only guidelines? "Eat some veggies!"

And my poor husband. He put his wrap together only to have it snatched from under his nose...so I could take a picture. "I want to eat it while it's hot!"

Me, focusing, "It'll only take a sec!"

I took a couple photos. Handed him back his wrap. He says, "Let me see."

"My pictures? I thought you wanted to eat while it's hot."

He looks through my digital photos. "It'll look better if you take it at a more upright angle." He hands his plate back.

He did eventually eat. :) It might not have been quite as hot, but I did get a better photo. Thanks, honey! ;)

Day 7, You Wash What??!! (93...Free!)



Lizzi came home from soccer practice, rather amused. Each player brings her own snacks from home. After this particular snack time, Lizzi was one of the only kids left in the area and the following conversation ensued...

Soccer Coach: Lizzi, pick up the snack garbage.

Lizzi looks around.

Lizzi: But none of it's mine.

Coach looks at all the wrappers on the ground.

Coach: What?

Lizzi: My mom doesn't buy pre-wrapped snacks.

Coach: Oh. Well, you probably tossed your bag then.

Lizzi: No, I didn't. I put it in my backpack to take home. My mom washes all our bags.

Coach: She does what??

Lizzi: She washes the bags and we use them again.

Coach: Oh. I never thought of that.

Lizzi: And if we have plastic to throw away, we collect it and take it to a plastic recycling center. [Thanks, Lisa!]

Coach: I didn't know you could do that.

*****
My "Bag Washing 101" training began at birth, I believe. I have washed bags all my life. I don't think the object was ever frugality (although it certainly saves $) as much as it was saving the landfill from excess waste.

These days, we wash all zippered bags in hot, soapy water, and reuse them. I turn them inside out and set them upright on a clean dishtowel to dry or hang them (esp. large ones) from magnetic clips on my fridge or over my oven (when it's off!) If a bag is used to hold meat, I dispose it.

I used to wash all breadbags. With 'LilDude's gluten intolerance (we buy bread for the rest of the family), I've taken to recycling the bags so as not to cross-contaminate his food.

Lizzi mentioned a big money-saver in our home...we don't buy pre-packaged snacks. Manufacturers charge a huge amount to do the packaging for you. I don't need that help, thank you. ;) We buy larger boxes or bags of items (pretzels, crackers, dried fruit, etc...) and individually package them as needed.

And wash the bags when we're done. :)

Honestly, I'm more disturbed by all the packaging waste that comes with snacks than I am by the lost money. If I had to, I'd pay more to prevent all that garbage from ending up in the landfill. Luckily, it's actually the other way 'round. :)

Oh, and whenever possible, we don't use bags at all. 'LilDude brings a snack to kindergarten everyday in a dishwasher-safe plastic container. He's been great about returning them to his backpack everyday. So far this year, his snacks have included grapes (backyard), cherry tomatoes (garden), crackers/cereal/pretzels (gluten free), dried fruit, nuts, etc...

Sunday, October 5, 2008

Let's talk CHRISTMAS!


Okay, so I know it's a bit early. But any day now, our senses are going to be bombarded with messages telling us to buy, buy, buy. Walk in any store from October to December, and you'll see Christmas (or at least the retailers' image of Christmas), plastered everywhere.

At first I thought it'd be easiest to keep my Christmas posts on a separate blog. But my life is already complicated enough, without further complicating it. So I'm going to post my Christmas reflections here.

Are you excited about the coming Christmas season? Finances a little tight? Or maybe you are looking for ways to de-commercialize Christmas and focus on the real reason for the season? For the next several months, let's consider what it takes to make this season enjoyable...all without breaking the bank!

If you are planning to make this a FUN and FRUGAL Christmas in your home, please add a comment below with your blog address and I will add your blog to a list. That way, we can check in with fellow bloggers to see their preparations for Christmas.

To jumpstart your thinking, consider the work of Advent Conspiracy. Here's a blurb from their website:

"The story of Christ's birth is a subversive story of an upside-down kingdom. It's a story of promise, hope, and a revolutionary love that is still changing the world to this day. So, what happened? What was once a time to celebrate the birth of a savior has somehow turned into a season of stress, traffic jams, and shopping lists. And when it's all over, many of us are left with presents to return, looming debt that will take months to pay off, and this empty feeling that we somehow missed its purpose.

Is this what we really want out of Christmas?

What if Christmas became a world-changing event again by turning our focus back to the birth of Christ? What could happen to your family if this focus was celebrated in loud, bold and totally unexpected ways? What if you could actually trade your season of stress for a season celebration and unbelievable memories with your friends and family? What if all of this could save a life at the same time? It can.

Welcome to Advent Conspiracy"

Day 5-6, Water Heaters! (93...Free!)


What would a discussion about saving money be without at least a mention of large appliances?? They may be boring, but they're expensive, so they count! ;)

Last week, our water heater went on the fritz...more specifically, at our house the water came:

1. FREEZING COLD

or

2. BOILING HOT...and I mean BOILING. While attempting to do dishes one night, I royally scalded my hand.

Apparently, in water heater-ease, our water heater was desperately trying to say, "My elements are DONE!!" It didn't take too many sinks of burning dishwater and freezing showers to figure that out.

I was immensely grateful that dh was able to look at the water heater instructions and fix it himself. When trying to save $, it helps to have a handy husband. (Handy wives are great too, but I don't happen to be one!)

He also saved money in the tool department; when he realized that he needed a large socket wrench (bigger than any we own), he made two phone calls, lucking out on the second call. He borrowed the wrench, saving himself a trip to town (gas!) and the $10 or so that the tool would have cost. This was new. Usually, he'd be quick to jump in the car and drive to town for any tool he needed. It was awesome watching him slow down, consider the expense, and make an effort to borrow rather than buy. Do you try to borrow instead of buy whenever it's a reasonable option?

Our only out-of-the-ordinary expense came in buying the replacement elements. He drove about 20 miles to buy the replacement, using the trip to make several other stops (to make it worth the gas money.) But once he got home, it was obvious that he'd been given the wrong part...so another 40 mile round trip to get the right one. The clerk's mistake cost about $8 or so in gas. Bummer.

On trip #1, dh stopped to do our MAJOR grocery shopping, bless his heart. We've always made an effort to combine trips, but these days it seems that I don't go out unless I have a significant list of stops to make. We only do a major shopping trip every couple months, and stop at local stores to replenish perishables like milk. This trip was a large expense, but we shouldn't have to do another one until closer to the holidays.

Saturday, October 4, 2008

'LilDude Grows by Leaps & Bounds


Last week, 'LilDude was invited to the Principal's Recognition Breakfast. He was nominated by his teacher who said, "'LilDude has shown good leadership qualities in our classroom. He is kind and respectful to his classmates and his teacher. He completes his work neatly and quickly each day." At the breakfast, he wasn't quite sure what all the hoopla was about. But several times since then, I've watched him quietly go over to the fridge where his award is posted. He touches the paper and reads it to himself. He has worked so, so hard to overcome his difficult start in life. He has probably also felt the pressure to compete with siblings that are years older than him. For 'LilDude, that piece of paper is proof that someone besides Mom and Dad recognizes his inherent value.

At the beginning of the year I told 'LilDude's teacher that it took most of last year to feel comfortable in preschool and that he was apprehensive about this year. Yesterday at school the teacher took me aside to ask me how he was feeling about the year. He loves school. On a daily basis he talks about how fun it is...well, most of the credit goes to playing Spiderman at recess...but that's to be expected when you're 6. During nighttime prayers he's often prayed, "Thank you that I get to go to school tomorrow."

The teacher said that she wanted me to know that she really meant what she said on his award. She said that 'LilDude is the leader in her classroom. The day he was sick she felt like the classroom wasn't the same, that it was missing a crucial person. She went on to say how other kids look to him to know how to function in class. I told her that his preschool teacher wouldn't recognize him as compared to last year.

All this to say...never, ever underestimate the power of a human being to overcome life's difficulties. All of us have a tremendous capacity to grow & change given the right tools.

Friday, October 3, 2008

Family Friendly Meal: Chinese Meatballs



Anytime 'LilDude asks for thirds, I consider it a recipe worth sharing! ;) Tonight we enjoyed Chinese Meatballs from the More With Less Cookbook. I have used this cookbook for years but didn't discover this particular recipe until recently. I love it for several reasons. Kids like it. Husbands like it. It uses lots of garden produce. It's gluten/casein free. And it's an "all in one"...protein, veggies/fruit, and grain all take part in the single dish.

Chinese Meatballs
Serves 8 (at our house, that's probably pushing it :)

Cook rice or noodles to serve 8.
Prepare and reserve ready to fry:

1 cucumber, peeled and sliced
2 stalks celery, sliced
2 green peppers, sliced
1 large onion, sliced (I left out this time)
1 1/2 c. frozen peas (I used frozen peas/carrots)
2 large tomatoes, cut in wedges
1 1/2 c. pineapple chunks, drained (reserve juice)

Season, shape into small balls, and fry:

1 1/2 lb. ground beef (I used 2 lbs.)

Combine and pour over meatballs:
3/4 c. brown sugar
3/4 c. vinegar
3 T. soy sauce (I use gluten free)
1/2 t. ginger
juice from pineapple
2-3 T. cornstarch

Allow sauce to thicken, then reduce heat and simmer 20 minutes.

In separate skillet, stir-fry veggies in small amount of hot oil until crisp-tender, adding tomatoes and pineapple last. Serve on large platter with rice or noodles in center, meatballs around, veggies over the rice, and sauce over all.

Note: I choose to mix the meatballs/sauce and veggies before serving. Then it's only a matter of scooping the meatball/veggie mixture onto rice.

I found a garden curiosity when I was preparing dinner. I cut open a red pepper and discovered a baby green pepper growing inside. The "baby" tasted like a regular green pepper.

Day 4, Work Clothes (93...Free!)

I walked into a store today. Always dangerous territory. ;) Clothes were 60% off the last marked price. I bought two shirts. (paid $7.99, regular $24, and $9.19, regular $28) Lizzi also bought one for herself with a gift card she's been saving. While the discount was significant, it was still money out of our pockets.

The fact that I felt the need to buy the shirts leads me to an interesting point...how much does it cost YOU to WORK? For the last 13+ years, I've been a stay-at-home-mom, occasionally doing editing/curriculum work at home...generally sitting at the computer, sometimes in my jammies. But recently, I've taken more jobs in which I have to leave the house. People actually SEE me. I often present in front of groups where I'm expected to look professional. A year ago I realized that my wardrobe--mostly jeans and sweatshirts--wasn't going to cut it. A friend took me shopping and helped me pick out a couple outfits. I hoped that this would be enough. Usually it is. But when I have a lot of consecutive days in one place, I'm forced to consider more than 2-3 ensembles. ;)

Luckily, my contract work covers transportation, meals, and most other needed materials. If it didn't, I'd have to reevaluate the money in, money out ratio. I recommend reading Shattering the Two-Income Myth by Andy Dappen to help you consider how much a second job actually "costs" your family.

Today I was also grateful for health insurance. Yesterday, Lizzi ran into the garage, the concrete surface wet from rain. Her flipflops flopped her into the air and down onto her tailbone/back. She was in tears and unable to catch her breath for a long time afterward. Today, we called our regular chiropractor and learned that his new insurance agreements no longer include our company. It would have cost $150 or so. He referred us to another chiro in town that was covered...thankfully, only a $20 co-pay. But we'll pay another $20 on Monday for a recheck to make sure all is still in alignment. I'm grateful, but realize that without insurance (as it is for so many others), the expense could be overwhelming.

Thursday, October 2, 2008

Day 3, Music Lessons (93...Free!)

Here's one expense that I don't consider an "extra." Things would have to get really tight around here for us to cut out music lessons. We currently have one child in guitar, two children in piano, and one child in community orchestra. Today we pay the monthly guitar bill. I am so, so pleased with Anakin's continuing love for the guitar. Without question, his instructor feeds that interest. The only way we're currently "saving" on music lessons is that Lizzi gives violin lessons to 'LilDude. Sibling bonding, ya know? ;) In the past we have used instructors that were young and less musically educated and therefore, cheaper. Currently, the kids are at a high enough level of music instruction so as to eliminate that as an option. That's okay. We'll skip going out to eat and take music lessons instead. ;)

P.S. on Day 2...picture day results...
I didn't buy any photos for Lizzi. She'll get a yearbook and I'll do my annual backyard photo shoot with all the kids. (Last year, I took digital photos and made extra copies at 17 cents each to hand out to family. They turned out studio-quality, IMO.)

I bought a class picture for 'LilDude for $8. For $1.50 more I could buy 6 photos of him. I paid the $1.50. [Roll eyes.]

Wednesday, October 1, 2008

Day 2, School Pictures (93...Free!)

The easiest way for me to not spend money? Not go to the store! I don't have plans to go anywhere today, so that part is easy.

But I have a problem tacked to my fridge. Two order sheets for school picture day tomorrow. School pictures, blah! They never turn out well, yet I feel like a bad mom if I don't order some. Last year, Lizzi didn't like the ones she brought home at all and was only too happy to return them to school. But I feel like I need to at least order a class photo for 'LilDude. At $8, I don't consider it cheap.

Last fall, I took a lot of photos of the kids in our backyard with the fall foliage. They turned out great...nice enough to frame for the living room. So maybe an $8 class photo for 'LilDude, a yearbook for Lizzi (already purchased that at the beginning of the year), and some photos in the backyard???

Hmmmmm. What do YOU do about school pictures???

On-Line Election Game for Kids

Here's an election game for kids to play on-line. Anakin and I played this morning. He won! ;)
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